Upload your policy terms and regulatory summary. Get a structured gap report with severity ratings and specific regulatory references in under 60 seconds.
Under IDD Directive 2016/97/EU, every insurer must produce an Insurance Product Information Document that accurately reflects the full policy. In practice, critical exclusions, waiting periods, and conditions are missing — exposing insurers to regulatory penalties.
Manual review takes hours per product and doesn't scale across jurisdictions. Compliance teams can't keep up with regulatory changes, new product launches, and version updates.
Real findings from an analysis of a major Polish insurer's life protection product.
Upload your full policy terms (OWU / T&Cs) and the regulatory summary document (IPID / KID / PDS). We accept PDF files up to 100 pages.
Choose from 15 jurisdictions and 9 product lines. The analysis engine adapts its regulatory framework, checks, and document labels to your specific context.
Receive a structured report with severity-rated findings, specific regulatory references, and actionable recommendations. Export as JSON, CSV, or plain text.
15 regulatory frameworks including EU IDD, UK FCA, US state-level, Australian PDS requirements, and more. Each jurisdiction loads its own regulatory checks.
Every finding is rated Critical, High, Medium, or OK with specific regulatory article references. Prioritize what to fix first.
Each gap cites the exact IDD article, national law provision, or supervisory recommendation that requires disclosure.
Download findings as JSON (for integration), CSV (for Excel workflows), or plain text (for email reports to management).
Life protection, investment-linked, health, motor, property, travel, liability, commercial, and custom. Each product type triggers specific regulatory checks.
AI-powered analysis processes both documents and returns a complete gap report in seconds, not hours. Review in minutes what used to take a full working day.
Each jurisdiction loads its own regulatory framework, document labels, and specific compliance checks.
All plans include multi-jurisdiction support and structured reporting.
Book a 15-minute demo. We'll run a live analysis on your OWU/IPID pair and walk through the gap report together.